The Foundation is aimed to issue on-demand guarantees to micro, small and medium-sized enterprises which are engaged in the agricultural sector or whose activity is related to a rural area.
The guarantees we issue promote financing of enterprises which dispose of insufficient funds and which cause thus credit and subsidy risks to banks.
We act in form of a foundation, as a financial enterprise equivalent to banks, which status is unique in the Hungarian financing sector. This duality enables our Foundation to achieve its mission – in particular, to improve the financial viability of the SME sector – to the maximum extent both for enterprises and our credit institution partners.
Our such status ensures that credit institutions apply more favourable risk rating owing to our guarantee in the financing process, improving the creditability of the SME sector and mitigating banks' exposure.